Author- Manoj Kumar Abhimanyu
I posted some months back about the PSU Banks dilapidated state because of surmounting NPAs. Can you imagine this figure? It's more than Rs. 2 Lakh Crore, if you take together all PSU Bank's total NPAs and every quarter this figure is getting bigger and bigger. Recently I learnt from the news papers that out of this figure Corporate bad debts are far greater than the bad debts from the rural and agricultural sectors. It's around 3.6% of the total Assets of the banks. You know banks operate on a very tight margin due to stiff competition with the other banks operating in the same line of business. Further due to high interest rate regime by RBI under the pressure of the Central Government to tame inflation, Indian GDP has suffered badly and most of the industrial sectors have suffered setback due to their unmanageable debts that they had taken in the past in the hope that they would be able to grow at a continuous rate as the demand cycle will keep on moving smoothly. But due to high interest rate, all sectors suffered badly and it had an spiral effect on all producers and consumers of the industrial sector as one is consumer to the other. As a result many big corporates also started defaulting their loans taken from Banks and these sums were quite huge. Banks restructured these loans several times, still there were not much improvement in bad debts. Their health is so bad that the last quarterly results of all PSU banks and some of the private sector banks showed their bottom lines either coming into red or are highly squeezed than before something that we witnessed after a very long time, thanks to our think tank sitting in the Center. Your take please...
--------------------------------------------------------------------
मित्रों यदि मेरा यह पोस्ट आपके दिल को जरा भी छू कर गुजरा हो तो मुझे विश्वास है कि आप मेरे इस प्रयास को लाइक दे कर मुझे और भी अच्छा लिखने की प्रेरणा, स्नेह और आशीर्वाद देंगे। आप अगर मुझे मेरे फेसबुक प्रोफाइल पर फॉलो करते हैं तो आपको मेरे शेयर किये सारे पोस्ट्स आपके नोटिफिकेशन्स में मिलते रहेंगे।
--------------------------------------------------------------------
मित्रों यदि मेरा यह पोस्ट आपके दिल को जरा भी छू कर गुजरा हो तो मुझे विश्वास है कि आप मेरे इस प्रयास को लाइक दे कर मुझे और भी अच्छा लिखने की प्रेरणा, स्नेह और आशीर्वाद देंगे। आप अगर मुझे मेरे फेसबुक प्रोफाइल पर फॉलो करते हैं तो आपको मेरे शेयर किये सारे पोस्ट्स आपके नोटिफिकेशन्स में मिलते रहेंगे।
No comments:
Post a Comment